Website terms of use

The information set out below (“Terms of Use”) governs your use of the website (our “site”).  References to these Terms of Use include our Privacy Policy. Please read the Terms of Use carefully before using our site. By using our site you agree to be bound by these Terms of Use. If you do not agree to the Terms of Use, you must not use our site.

Information about us

The site is operated by CogitalGroup Limited (“we”, “our” and “us”). We are a limited company registered in Jersey (registered number 120841) and have our registered office at 22 Grenville Street, St. Helier, Jersey, JE4 8PX.

Using and accessing our site

The site is provided for your personal use subject to these Terms of Use. Access to our site is permitted on a temporary basis, and we reserve the right to withdraw any service we provide on our site. From time to time, we may restrict access to some parts of our site, or the entire site. We will not be liable if for any reason our site is unavailable at any time or for any period.

Amendments

We may amend these Terms of Use from time to time. Every time you wish to use our site, please check these Terms of Use to ensure you understand the Terms of Use that apply at that time.

We may update and change our site from time to time to reflect changes to our users’ needs and our business priorities.

Availability of site

Our site is made available free of charge. Although we aim to offer you the best service possible, we do not guarantee that our site, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our site for business and operational reasons.

How you may use material on our site

We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You may print off one copy, and may download extracts, of any page(s) from our site for your personal use and you may draw the attention of others within your organisation to content posted on our site.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged.

You must not use any part of the content on our site for commercial purposes without obtaining our written permission.

If you print off, copy or download any part of our site in breach of these Terms of Use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

Do not rely on information on this site  

The content on our site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.

Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up to date.

We are not responsible for websites we link to  

Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them. We have no control over the contents of those sites or resources.

Our site must not be framed on any other site, nor may you create a link to any part of our site. If you wish to make use of any material on our site, please contact us at info@cogitalgroup.com.

Our responsibility for loss or damage suffered by you  

All information provided on our site has been prepared for general information and illustration purposes and does not establish, in any form, a business or professional services relationship with us or any of our subsidiary companies. The content of our site is provided on an “as is” and “as available” basis without any warranty or condition (express or implied) or any other terms of any kind.

We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes (i) liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors and (ii) for fraud or fraudulent misrepresentation.

Please note that we only provide our site for domestic and private use. You agree not to use our site for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.

If we are in breach of these Terms of Use, we will only be responsible for any losses that you suffer as a result to the extent that they are a foreseeable consequence to both you and us at the time you use our site.

We are not responsible for viruses and you must not introduce them  

We do not guarantee that our site will be secure or free from bugs or viruses.

You are responsible for configuring your information technology, computer programmes and platform to access our site. You should use your own virus protection software.

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

Applicable Law

These Terms of Use will be subject to the laws of England and Wales. We will try to solve any disagreements quickly and efficiently. If you are not happy with the way we deal with any disagreement and you want to take court proceedings, you must do so within England and Wales.